Don’t return that call to your health plan

Today, I received a voicemail from my health plan requesting I contact them for an important notice. When I returned the call, I was prompted to enter my phone number. Then, the automated system confirmed my name and asked that I enter my date of birth. Sound legitimate? Nope. Sounds like a phishing scam to me. In recent…

Tips for organizing your family benefits

If you are like me, you still have a little pile in the corner made up of your 2016 benefits information.  And, hopefully, you’ve also made it through the first part of this year not having a reason to refer to it.  But after cleaning up the last remnants of the holidays, it would be so easy to just…

Stop asking your provider if they take your insurance?

Do you take my insurance?  Yes, most providers are likely to “take” your insurance.  They will charge you the copay or deductible on your card and as a courtesy, bill your insurer for their share.  But, let’s be clear.  The reason you are asking if they “take” your insurance is not to learn if they will submit the claim…

Financial stress? EAPs provide advice and counseling at no cost

Employee Assistance Programs (EAPs) are included in most employer sponsored benefit programs at no cost to employees.   These benefits provide resources and tools designed to help employees manage issues that may negatively impact their work performance and overall well-being.   EAPs are commonly relied upon to address financial issues such as: Overspending Tax planning Bankruptcy Legal Issues Retirement Divorce Unlimited confidential phone support…

Why you need a Benefits Binder

If you are like me, you still have a little pile in the corner made up of your 2015 benefits information.  And, hopefully, you’ve also made it through the first part of this year not having a reason to refer to it.  But it’s that time of year where we open the blinds, dust off…